2245 Smoke Tree Lane
Ontario, CA, 91762
$525,000
MLS: CV26156415
Beds
3
Baths
3
Sq Ft
1,346
Lot
0.04 ac
Year Built
1981
MLS #
CV26156415
Days on Market
10
Listed
Jul 17, 2026
Description
Treetops Condo Community, tree-lined, well-maintained, well-manicured grounds. This 3 bedroom, 2 1/2 bathroom unit features Brand New LVP flooring downstairs, staircase and upper landing. Custom paint, brick fireplace, fully upgraded kitchen with granite countertops and stainless steel appliances. Newer vinyl dual-pane windows. Upstairs landing desk nook. Vaulted Ceilings. Cozy balcony overlooking backyard at Primary bedroom. Primary bathroom upgraded tub & shower, tile flooring, countertops and cabinets. Green lush entryway, relaxing shady backyard with new landscaping features. Community pool and spa, HOA covers water and trash. Interior photos coming soon.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Carlos Silva · KELLER WILLIAMS REALTY COLLEGE PARK
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,465
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $52,500 · Loan: $472,500
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,011
- Property tax (1.25%)
- $547
- Homeowners insurance
- $300
- Mortgage insurance
- $197
- HOA dues
- $410
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $18,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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