225 28th Street
Manhattan Beach, CA, 90266
$4,975,000
MLS: SB26176964
Beds
4
Baths
6
Sq Ft
3,905
Lot
0.06 ac
Year Built
1994
MLS #
SB26176964
Days on Market
7
Listed
Aug 13, 2026
Description
Welcome to 225 28th Street, an exceptional opportunity to own a substantial coastal property in the coveted Manhattan Beach Sand Section for under $5 million. Offered at $4,975,000 and approximately 500 feet from the sand, this versatile duplex combines ocean views, generous living space, multiple outdoor areas, exceptional parking, and two separate residences. The property enjoys a connection to the coast — close enough to check the surf, watch dolphins swim by, and hear the soothing sound of waves crashing along the shoreline. The spacious main residence offers approximately 3,000 sq. ft. with 3 bedrooms and 3.5 bathrooms across three levels. The entry level features two secondary bedrooms, each with an ensuite bathroom and private deck. Upstairs, the generous primary suite captures beautiful ocean views and features its own private sunset deck, walk-in closet, and ensuite bath with a sunken tub overlooking the ocean. The top-level living space takes full advantage of the coastal setting, with an open kitchen, dining, and living area flowing to a large ocean-view deck ideal for entertaining and enjoying spectacular sunsets. An additional BBQ deck provides even more outdoor living space. Multiple decks throughout the home create a seamless connection to the beach lifestyle. Additional highlights include a three-car garage plus driveway parking for three additional vehicles for the main residence, along with a laundry area, dumbwaiter, whole-house water softening system, and kitchen reverse-osmosis system with remineralized water. Completing the property is a separate 1-bedroom, 1.5-bath guest house with its own one-car garage, offering flexibility for extended family, guests, a private office, or additional rental income. The property has been successfully operated as a five-star vacation rental over the past year, demonstrating its appeal as a turnkey income property. The main residence has earned 55 reviews with a 4.98-star average, while the 1-bedroom residence has earned 32 reviews with a 4.97-star average. Inquire for the year-to-date income report and links to the active vacation-rental listings. With substantial living space, two separate residences, seven total on-site parking spaces, expansive ocean views, multiple outdoor spaces, and a location just moments from The Strand and beach, 225 28th Street offers a compelling combination of coastal lifestyle, flexibility, and income potential — all at a price below $5 million.
Location
Manhattan Beach, Los Angeles County, CA 90266
Open on Google Maps ↗Listed by: Shawn Dugan · Strand Hill Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$36,092
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $497,500 · Loan: $4,477,500
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $28,744
- Property tax (1.25%)
- $5,182
- Homeowners insurance
- $300
- Mortgage insurance
- $1,866
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Manhattan Beach home with as little as 3.5% down using an FHA loan — roughly $174,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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