22544 Main
Grand Terrace, CA, 92313
$540,000
MLS: IV26045425
Beds
4
Baths
2
Sq Ft
1,352
Lot
0.17 ac
Year Built
1977
MLS #
IV26045425
Days on Market
3
Listed
Mar 5, 2026
Description
Don't miss your opportunity to own this four bedroom, 2 bath home located in desirable Grand Terrace. This home is centrally located in a quiet neighborhood blocks away from schools, shopping and freeways. Recent upgrades completed within the last few years include a new roof, exterior paint, and block retaining wall. The well planned layout features a large primary ensuite, three ample secondary bedrooms, full guest bathroom, spacious living room with views to expansive backyard, dining room adjacent to the open kitchen, and the opportunity to add your custom touches to make this home your own.
Location
Grand Terrace, San Bernardino County, CA 92313
Open on Google Maps ↗Listed by: JESSICA RUH · FOUNDERS ALLIANCE REAL ESTATE
Payment estimate
$4,051
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,000 · Loan: $486,000
- Principal & Interest
- $2,986
- Property tax (1.25%)
- $563
- Homeowners insurance
- $300
- Mortgage insurance
- $203
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Grand Terrace home with as little as 3.5% down using an FHA loan — roughly $18,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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