ActiveSingleFamilyResidence

22588 Lamplight

Saugus, CA, 91350

1 / 41View all 41 photos

$1,095,000

MLS: WS26059556

Beds

4

Baths

3

Sq Ft

3,107

Lot

0.14 ac

Year Built

2007

MLS #

WS26059556

Days on Market

31

Listed

Mar 19, 2026

Description

Welcome to 22588 Lamplight Place, located in the highly desirable gated River Village community in Santa Clarita. This spacious home offers approximately 3,107 sq ft with 4 bedrooms and 3 bathrooms, designed for both comfort and functionality. Enjoy beautiful mountain and hillside views that bring natural light and a sense of tranquility into everyday living. The open floor plan features ge erous living areas and a seamless flow, perfect for both relaxing and entertaining. A VA assumable loan allows a buyer to take over a seller’s existing VA mortgage, including its original interest rate (4.625), remaining term, and principal balance. This process requires lender approval, funding fee, and the buyer to cover the difference between the sales price and loan balance in cash. The private backyard offers a peaceful space to unwind while taking in the scenic surroundings. Located within a top-rated school district, this home is ideal for families seeking both quality education and a strong community environment. Just minutes from nearby shopping centers, dining, and everyday conveniences, you’ll enjoy both comfort and accessibility. Residents enjoy access to community amenities, including a pool, spa, parks, and walking trails. Don’t miss this opportunity to own a view home in one of Santa Clarita’s most sought-after gated communities.

Location

Saugus, Los Angeles County, CA 91350

Open on Google Maps ↗

Listed by: YONGHAO ZHU · Real Brokerage Technologies

Payment estimate

$7,906

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $109,500 · Loan: $985,500

%
Principal & Interest
$6,055
Property tax (1.25%)
$1,141
Homeowners insurance
$300
Mortgage insurance
$411
Open the full calculator →

Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $38,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Assumable Loan — Lock In a Below-Market Rate

This Saugus property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.

Similar Homes Nearby

Active and pending listings in ZIP 91350 (Saugus) within ±10% of this home's price and size.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

Free Buyer & Seller Tools

Net Sheet Calculator

Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.

Request access

Property Comparison

Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.

Request access

Drive Time Calculator

Check commute times from this address to work, school, or anywhere else before you commit.

Request access

Buyer Cost Sheet

Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.

Request access