22588 Lamplight
Saugus, CA, 91350
$1,095,000
MLS: WS26059556
Beds
4
Baths
3
Sq Ft
3,107
Lot
0.14 ac
Year Built
2007
MLS #
WS26059556
Days on Market
31
Listed
Mar 19, 2026
Description
Welcome to 22588 Lamplight Place, located in the highly desirable gated River Village community in Santa Clarita. This spacious home offers approximately 3,107 sq ft with 4 bedrooms and 3 bathrooms, designed for both comfort and functionality. Enjoy beautiful mountain and hillside views that bring natural light and a sense of tranquility into everyday living. The open floor plan features ge erous living areas and a seamless flow, perfect for both relaxing and entertaining. A VA assumable loan allows a buyer to take over a seller’s existing VA mortgage, including its original interest rate (4.625), remaining term, and principal balance. This process requires lender approval, funding fee, and the buyer to cover the difference between the sales price and loan balance in cash. The private backyard offers a peaceful space to unwind while taking in the scenic surroundings. Located within a top-rated school district, this home is ideal for families seeking both quality education and a strong community environment. Just minutes from nearby shopping centers, dining, and everyday conveniences, you’ll enjoy both comfort and accessibility. Residents enjoy access to community amenities, including a pool, spa, parks, and walking trails. Don’t miss this opportunity to own a view home in one of Santa Clarita’s most sought-after gated communities.
Location
Saugus, Los Angeles County, CA 91350
Open on Google Maps ↗Listed by: YONGHAO ZHU · Real Brokerage Technologies
Payment estimate
$7,906
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $109,500 · Loan: $985,500
- Principal & Interest
- $6,055
- Property tax (1.25%)
- $1,141
- Homeowners insurance
- $300
- Mortgage insurance
- $411
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $38,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Saugus property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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