22679 Nadine Circle B
Torrance, CA, 90505
$569,000
MLS: SB26065519
Beds
2
Baths
2
Sq Ft
950
Lot
11.13 ac
Year Built
1963
MLS #
SB26065519
Days on Market
9
Listed
Mar 31, 2026
Description
ASSUMABLE LOAN! Around $270k at 2.25%, matures Aug 2051. Discover this inviting end unit in the highly desirable 55+ community of New Horizons. Bathed in natural light, this home has been thoughtfully updated throughout. The welcoming living room centers around a cozy fireplace and flows seamlessly to a spacious private balcony — an ideal retreat for unwinding. The kitchen shines with refreshed cabinetry and custom butcher block countertops. Both bathrooms have been tastefully renovated, featuring granite countertops, updated fixtures, and tile flooring. Additional upgrades include a new electrical panel, smooth ceilings, crown molding, new roof by the HOA, new windows and doors, all installed within the last 6 years. An in-unit washer and dryer add to the everyday convenience. Beyond your front door, New Horizons offers an extraordinary lifestyle with resort-style amenities including golf, tennis, pickleball, multiple pools and a spa, sauna, fitness center, recreation and billiards rooms, woodshop, and a vibrant calendar of social clubs and activities.
Location
Torrance, Los Angeles County, CA 90505
Open on Google Maps ↗Listed by: Nicholas Phillips · Compass
Payment estimate
$4,253
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $56,900 · Loan: $512,100
- Principal & Interest
- $3,146
- Property tax (1.25%)
- $593
- Homeowners insurance
- $300
- Mortgage insurance
- $213
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $19,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Torrance property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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