22814 Garzota
Valencia, CA, 91354
$799,000
MLS: SR26065969
Beds
4
Baths
3
Sq Ft
2,329
Lot
0.14 ac
Year Built
1973
MLS #
SR26065969
Days on Market
3
Listed
Apr 15, 2026
Description
Opportunity knocks! Bring your imagination and transform this spacious 4 bedroom, 3 bath home with great bones and endless potential into your dream home or next investment opportunity. The flexible floorplan features a downstairs bedroom and bath, perfect for guests or multi-generational living, plus a large bonus room ideal for a game room, office, gym, or additional living space. This home also features two separate AC units, a newer water heater, and a brand new concrete driveway. With great space, solid features, and plenty of upside potential, this home is ready for your vision and personal touch. A fantastic opportunity to add value and make it your own!
Location
Valencia, Los Angeles County, CA 91354
Open on Google Maps ↗Listed by: Catherine O'Sullivan · Keller Williams VIP Properties
Payment estimate
$5,850
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,900 · Loan: $719,100
- Principal & Interest
- $4,418
- Property tax (1.25%)
- $832
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $27,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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