2282 N Smoketree
Rialto, CA, 92377
$609,500
MLS: IV26071850
Beds
3
Baths
2
Sq Ft
2,223
Lot
0.25 ac
Year Built
2004
MLS #
IV26071850
Days on Market
0
Listed
Apr 3, 2026
Description
Beautiful Single-Story Home in Desirable North Rialto Neighborhood Welcome to this spacious and well-maintained single-story home offering 3 bedrooms, 2 bathrooms, and approximately 2,223 square feet of living space. Built in 2004 and situated on a generous ~0.25-acre cul-de-sac lot, this property provides both comfort and privacy in a highly desirable location.
Location
Rialto, San Bernardino County, CA 92377
Open on Google Maps ↗Listed by: ROY ERIKSEN · SMART SELL REAL ESTATE
Payment estimate
$4,534
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,950 · Loan: $548,550
- Principal & Interest
- $3,370
- Property tax (1.25%)
- $635
- Homeowners insurance
- $300
- Mortgage insurance
- $229
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $21,333 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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