22931 Nadine Circle A
Torrance, CA, 90505
$550,000
MLS: SB26016756
Beds
2
Baths
2
Sq Ft
950
Lot
7.49 ac
Year Built
1963
MLS #
SB26016756
Days on Market
43
Listed
Jan 28, 2026
Description
Welcome to New Horizons South Bay, a desirable 55+ active lifestyle community. This rare lower-level, corner unit offers 2 bedrooms and 1.5 bathrooms and is ready for its next owner. Enter through the private front patio into a warm and inviting living room featuring a cozy wood-burning fireplace. The home features two patios—ideal for morning coffee or evening relaxation—including a front patio and a second patio off the living room with sliding-door access for seamless indoor-outdoor living. Community amenities are exceptional and include two sparkling pools, a relaxing spa, a well-equipped sports center with dry sauna and ping pong, tennis and pickleball courts, and a 9-hole golf course complete with putting green and driving cage. Residents also enjoy a beautiful clubhouse featuring a lounge, library, and event spaces available for private use. Conveniently located near top restaurants, shopping, and just a short drive to the beach, this home offers the perfect balance of serene living and easy access to city conveniences.
Location
Torrance, Los Angeles County, CA 90505
Open on Google Maps ↗Listed by: Laurie Baker · Century 21 Coastal Properties
Payment estimate
$4,121
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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