22942 Banyan Place
Saugus, CA, 91390
$599,990
MLS: SR26116566
Beds
3
Baths
2
Sq Ft
1,040
Lot
1.44 ac
Year Built
1988
MLS #
SR26116566
Days on Market
1
Listed
May 28, 2026
Description
**FHA approved and warrantable complex. Beautiful SINGLE STORY corner unit located in the highly desirable Mountain View Courtyards community of Saugus. This ready-to-move-in 3-bedroom, 2-bathroom home features a brand-new HVAC system and a rare private location backing directly to the scenic mountainside with no rear neighbors. Open floor plan with a separate kitchen featuring a charming bay window, spacious living areas, recessed lighting throughout, and abundant natural light. The primary suite offers an ensuite bathroom and ample closet space. Attached 2-car garage with additional storage. Private backyard with room for outdoor seating. Low HOA dues with community pool and park amenities. Conveniently located near shopping, dining, parks, award-winning schools, and commuter access. Rare opportunity to own a private single-story condo with outdoor space in one of Santa Clarita’s most desirable communities. **LOW HOA & NO MELLO ROOS .
Location
Saugus, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Shilpi Singh · HomeSmart Evergreen Realty
Payment estimate
$4,574
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,999 · Loan: $539,991
- Principal & Interest
- $3,424
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 28, 2026
- 30-year fixed
- 6.53%
- 15-year fixed
- 5.87%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Saugus, CA 91390 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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