ActiveTownhouse

22935 Banyan 277

Saugus, CA, 91390

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$599,900

MLS: SR26108251

Beds

3

Baths

2

Sq Ft

1,040

Lot

4.89 ac

Year Built

1988

MLS #

SR26108251

Days on Market

0

Listed

Jul 9, 2026

Description

FHA-APPROVED & warrantable complex! Low HOA dues and NO Mello-Roos! Welcome to this beautiful Single-Story end-unit townhome located in the highly sought-after Mountain View Courtyards community! Offering 3 bedrooms, 2 full bathrooms, and approximately 1,040 square feet of thoughtfully designed living space. This home combines comfort, privacy, and an exceptional location! Ideally situated in a quiet interior location toward the back of the community, this residence enjoys a peaceful setting with convenient access to ample guest and street parking. The functional floor plan is enhanced by vaulted ceilings that create an open and airy atmosphere. While the end-unit location provides added privacy and natural light. Significant system upgrades include a newer furnace, air conditioning compressor, and ducting, all installed in 2020. Along with a water heater replaced in 2019, offering peace of mind for years to come. The home features a full-size side-by-side two-car garage and a charming private backyard complete with a wood awning and an attractive hardscaped planter. Creating an inviting outdoor space for relaxing, entertaining, or enjoying Southern California's year-round climate. The location places you just minutes from neighborhood parks, scenic paseos, hiking & biking trails, shopping, dining, coffee shops, grocery stores, fitness centers, and everyday conveniences! Commuters will appreciate the easy access to Seco Canyon Road, Copper Hill Drive, Bouquet Canyon Road, Interstate 5, State Route 14, and Metrolink service. A standout feature of this property is its placement within the highly acclaimed Saugus Union & William S. Hart School Districts. Students are assigned to award-winning Mountainview Elementary School, recognized as a National Blue Ribbon School, California Distinguished School, California Gold Ribbon School, and PBIS Gold Award recipient, as well as highly regarded Rio Norte Junior High School and Valencia High School, one of the Santa Clarita Valley's premier high schools known for its academic excellence, athletics, and college preparatory programs. Combining a desirable single-story layout, valuable system upgrades, private outdoor space, excellent schools, and an exceptional location makes for a rare opportunity to own a home in one of Saugus' most sought-after communities. Whether you're a first-time buyer, growing family, downsizer, or investor, this is a property that delivers both immediate enjoyment and long-term value!

Location

Saugus, Los Angeles County, CA 91390

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Listed by: David Sevanian · Keller Williams VIP Properties

Payment estimate

$4,793

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $59,990 · Loan: $539,910

%

Average 30-yr fixed rate 6.43% as of Jul 2, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$3,388
Property tax (1.25%)
$625
Homeowners insurance
$300
Mortgage insurance
$225
HOA dues
$255
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 2, 2026

30-year fixed
6.43%
15-year fixed
5.79%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $20,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.