23 Mission Plaza Drive
Ventura, CA, 93001
$649,000
MLS: V1-36793
Beds
2
Baths
3
Sq Ft
1,130
Lot
—
Year Built
1979
MLS #
V1-36793
Days on Market
74
Listed
Jun 3, 2026
Description
Priced to renovate to your taste, this 2-bedroom, 2.5-bath townhouse-style condo offers 1,130 square feet in the gated Mission Plaza community, in the heart of historic downtown Ventura. Offered in its original 1979 condition with sound bones and a layout that works, it gives the next owner the chance to update the flooring, kitchen, and baths to their own vision while owning one of the most walkable addresses in the city for less. The two bedrooms sit upstairs, each with its own full bathroom, with a convenient half bath on the main level. Rare for a downtown condo, the home includes three private outdoor spaces: a front patio, a back patio, and a spacious balcony with updated railing off the upstairs primary bedroom. It also comes with a private two-car attached garage, one of the hardest things to find in downtown Ventura, so you park at home and keep both vehicles off the street. New Carrier heat pump, warms in the Winter, cools in the Summer. The HOA is $500 per month and covers water, sewer, and trash, plus access to the community spa and a shared event space with a full kitchen. The location is the rare part. The downtown Ventura farmers market sets up just outside the community entrance every weekend. Mission Basilica San Buenaventura, founded in 1782 and one of only three California mission sites inside a working downtown district, sits next door. Mission Park and Paradise Pantry, known for its French press coffee, are right across the street, and the beach and Main Street shops and restaurants are an easy walk from your door. This is the location-now, renovate-later trade: lock in the address today and make the finishes your own.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Sam Benner · Y Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,477
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,900 · Loan: $584,100
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,757
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
- HOA dues
- $500
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93001 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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