2312 32nd Street
Santa Monica, CA, 90405
$2,150,000
Original list price: $2,199,000
MLS: SB26103668
Beds
3
Baths
2
Sq Ft
1,361
Lot
0.14 ac
Year Built
1936
MLS #
SB26103668
Days on Market
27
Listed
May 20, 2026
Description
A charming Santa Monica cottage on a tree-lined street, offering 3 bedrooms, 2 bathrooms, and a thoughtfully laid-out floor plan that makes excellent use of every square foot. You're welcomed by a bright, airy living area that flows seamlessly into the well-appointed kitchen, complete with modern appliances and ample cabinetry — a functional and inviting space for everyday living. The primary bedroom serves as a quiet retreat, with two additional bedrooms that flex easily as guest rooms or a home office. Step outside to a private backyard — an ideal setting for al fresco dining, weekend gardening, or simply soaking up the California sun. A detached garage offers flexible space for creative pursuits, a private retreat, or additional storage. Moments from Santa Monica's best dining, shopping, and beach access, this is California living at its most approachable.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Jenny Morant · Compass
Payment estimate
$15,602
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $215,000 · Loan: $1,935,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $12,256
- Property tax (1.25%)
- $2,240
- Homeowners insurance
- $300
- Mortgage insurance
- $806
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $75,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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