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Under ContractSingleFamilyResidence

2338 21st Street

Santa Monica, CA, 90405

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$2,495,000

MLS: 26863523

Beds

3

Baths

2

Sq Ft

1,785

Lot

0.16 ac

Year Built

1929

MLS #

26863523

Days on Market

8

Listed

Jul 24, 2026

Description

Sunlit Romance with Old World Charm! Think exposed beam ceilings, white stucco walls, arched doorways, gracious fireplace, hand-painted, colorful tile and wrought-iron details under our golden sun! Designed to evoke the romance and fantasy of Old California, this scrumptious Spanish Colonial Revival fits right in with Hollywood's golden age glamour - right in the heart of Santa Monica's beloved Sunset Park! Upon approaching the courtyard, notice a warm, welcoming vibe which remains from the first step into the door throughout the entire home. Arched openings between spaces create a feeling of openness without fully removing separation of kitchen, breakfast, living and dining. A separate, first-story bedroom completes the main floor. Romantic details such as curved openings, hand-painted tiles, rustic wood, antique wrought-iron accents and lush greenery that meets the eye through every window, blend the indoor-outdoor living. Thick stucco walls keep interiors cool and give the first floor a vintage charm, while the upstairs houses a modern, light-filled primary suite that has it all with walk-in closet, private tiled balcony and adjacent second bedroom. A separate art studio/bonus space is surrounded by multiple outdoor patios & hideaway spaces with a center jacaranda tree. The lovely drought-tolerant gardens enhance the Mediterranean feel and are made for sipping lemonade on warm summer evenings. If you crave character, history, and that "warm, deeply textured" vibe in the heart of the most coveted/user friendly/accessible WESTSIDE location, this home might just steal your heart. Prepare for this rare find with the convenience of every amenity Sunset Park has to offer!

Location

Santa Monica, Los Angeles County, CA 90405

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Listed by: Betty-Jo Tilley · Berkshire Hathaway HomeServices California Properties

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$18,265

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $249,500 · Loan: $2,245,500

%

Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$14,430
Property tax (1.25%)
$2,599
Homeowners insurance
$300
Mortgage insurance
$936
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 30, 2026

30-year fixed
6.66%
15-year fixed
6.04%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $87,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 90405 (Santa Monica)within ±10% of this home's price and size.

Local Market Stats

See Santa Monica, CA 90405 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.