2355 Peninsula Road
Oxnard, CA, 93035
(No pictures available yet)
$2,365,000
MLS: V1-35947
Beds
3
Baths
3
Sq Ft
2,104
Lot
0.10 ac
Year Built
1978
MLS #
V1-35947
Days on Market
11
Listed
Apr 25, 2026
Description
From the moment you arrive, you're greeted by exceptional curb appeal, lush tropical landscaping, warm architectural tones, and a beautifully designed entry that sets the tone for what's inside. Beautifully appointed 3 bed, 3 bath offering ~2,100 sq ft of light-filled living space on the water. Upstairs, all bedrooms provide privacy, including a spacious primary suite with direct access to a private balcony overlooking the water. The kitchen is equipped with stone countertops, center island, and stainless steel appliances, flowing seamlessly into the main living area with a cozy fireplace. Whether you're hosting sunset dinners, enjoying a quiet morning coffee, or gathering around the fire feature under the stars, this space delivers an unmatched coastal lifestyle. Additional highlights include a 45-ft private dock, fully paid solar, EV charging, and a new deck that offers a functional, open layout designed for comfort and coastal living. Ideally located just minutes from beaches, dining, and harbor amenities--experience the ultimate coastal lifestyle.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Josh Dowell · RE/MAX Gold Coast REALTORS
Payment estimate
$17,118
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $236,500 · Loan: $2,128,500
- Principal & Interest
- $13,468
- Property tax (1.25%)
- $2,464
- Homeowners insurance
- $300
- Mortgage insurance
- $887
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $82,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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