238 Camino Toluca
Camarillo, CA, 93010
$739,999
MLS: V1-35520
Beds
2
Baths
3
Sq Ft
1,890
Lot
—
Year Built
1989
MLS #
V1-35520
Days on Market
7
Listed
Apr 8, 2026
Description
Welcome to Palm Colony, a premier gated residential community where this beautifully designed townhome is nestled in a prime location within the community, this unit enjoys close and convenient proximity to the clubhouse featuring a large, heated pool, hot tub, in-door sauna, fitness center and other amenitiesFreshly painted and bathed in natural light, this turnkey home effortlessly blends comfort, versatility, and everyday livability. A private courtyard entry sets the tone--perfect for morning coffee, evening unwinding, or casual entertaining. The living room offers a cozy fireplace, elegant bay window, and crown molding, along with a newly installed modern fan. The kitchen's bright white interior ties in beautifully with the living space. Gold-tone hardware complements the well-maintained stainless-steel appliances, creating a harmonious balance, while marble countertops guide a seamless transition into the dining room that features soaring vaulted ceilings, multiple skylights, and a1st floor refreshed half/bath to further enhance the convenience of entertaining all on one floor.Designed with flexibility in mind, the multi-level floor plan adapts to a variety of lifestyles. The spacious primary suite serves as a true sanctuary, complete with its own fireplace, walk-in closet, an updated spa-inspired en-suite bath featuring dual waterfall showerheads, double vanities, and skylight that fills the space with natural light.A generously sized second bedroom also offers excellent comfort, multiple closets, complete with a fireplace, large window, and a newly installed ceiling fan. Both bedrooms feature vaulted ceilings, enhancing the sense of space and openness.Centered on the second floor is a spacious 2nd bathroom that includes a soaking tub and walk-in shower with a large vanity.The third-story loft presents endless possibilities--from a home office to a guest retreat or creative studio--featuring multiple skylights that bathe the space in natural light.Additional highlights include an indoor laundry room, direct-access two-car garage, and abundant guest parking nearby.Whether you're looking to settle in, scale up, or secure a smart investment, this property offers the perfect balance of comfort, convenience, and lifestyle.
Location
Camarillo, Ventura County, CA 93010
Open on Google Maps ↗Listed by: Kimberly Alford · LIV Sotheby's International
Payment estimate
$5,440
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,000 · Loan: $665,999
- Principal & Interest
- $4,092
- Property tax (1.25%)
- $771
- Homeowners insurance
- $300
- Mortgage insurance
- $277
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $25,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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