279 Camino Toluca
Camarillo, CA, 93010
$765,000
MLS: V1-35161
Beds
3
Baths
3
Sq Ft
1,860
Lot
—
Year Built
1996
MLS #
V1-35161
Days on Market
11
Listed
Mar 13, 2026
Description
Welcome to Palm Colony, one of Camarillo's most desirable gated communities offering resort-style amenities and a vibrant lifestyle. This beautifully positioned corner-unit condominium features 3 bedrooms, 3 bathrooms, and approximately 1,860 sq ft of thoughtfully designed living space. Freshly painted and filled with natural light, the home offers a warm and inviting atmosphere throughout.The flexible floor plan includes a main-level bedroom or office with a full bathroom, ideal for guests, extended family, or a private workspace. The updated kitchen showcases granite countertops and custom cabinetry, opening seamlessly to the dining area and spacious living room with direct access to a private side patio--perfect for relaxing evenings or weekend barbecues (patio furniture and BBQ grill included).Upstairs, both bedrooms are private primary suites with en-suite bathrooms, offering comfort and privacy. The main suite features a cozy fireplace and walk-in closet, creating a peaceful retreat at the end of the day. A dedicated indoor laundry room adds everyday convenience.Additional highlights include a direct-access two-car garage, ample guest parking, gated entry, and beautifully maintained greenbelts throughout the community.Palm Colony residents enjoy resort-style amenities including a pool, spa, tennis courts, racquetball, fitness center, and RV/boat parking--perfect for those who enjoy an active lifestyle. Ideally located near the Camarillo Premium Outlets, dining, shopping, and convenient access to the 101 Freeway.Some photos have been virtually staged to illustrate the home's potential.A wonderful place to call home for those seeking comfort, lifestyle, and community.
Location
Camarillo, Ventura County, CA 93010
Open on Google Maps ↗Listed by: Karla Mara · Pinnacle Estate Properties, In
Payment estimate
$5,614
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $76,500 · Loan: $688,500
- Principal & Interest
- $4,230
- Property tax (1.25%)
- $797
- Homeowners insurance
- $300
- Mortgage insurance
- $287
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $26,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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