23859 Papago Road
Apple Valley, CA, 92307
$399,900
MLS: HD25171865
Beds
3
Baths
3
Sq Ft
2,344
Lot
1.02 ac
Year Built
1985
MLS #
HD25171865
Days on Market
4
Listed
Jul 31, 2025
Description
Investment Property. Over 1 acre of opportunity with 2,300+ sq ft, 3 bedrooms, and 2.5 baths. Vaulted ceilings, hardwood-style laminate flooring, custom-tiled master shower, and ceiling fans throughout. French doors from the master open to the backyard. Slumpstone-walled pool area secured by a safety gate. Detached three-car garage/workshop with strong ADU potential. Long concrete driveway, tile roof, fully fenced lot. Property is structurally sound but requires clean-out and some TLC. Ideal for investors seeking value-add potential.
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Aaron Drobnick · Keller Williams High Desert
Payment estimate
$3,078
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910
- Principal & Interest
- $2,211
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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