PendingSingleFamilyResidence

16635 Wintun

Apple Valley, CA, 92307

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$399,000

MLS: SR25281809

Beds

3

Baths

2

Sq Ft

2,270

Lot

0.75 ac

Year Built

1989

MLS #

SR25281809

Days on Market

40

Listed

Jan 5, 2026

Description

Located in a quiet area of Apple Valley, 16635 Wintun Road offers space, privacy, and comfortable desert living. This single-story home includes three bedrooms and two bathrooms with over 2,200 square feet of living space. Inside, vaulted ceilings with wood beams create an open feel, and a stone fireplace adds warmth to the main living area. French doors open to the backyard, where you can enjoy peaceful desert surroundings and mountain views. The home sits on a gated three-quarter-acre lot, providing plenty of room for outdoor activities, parking, or future improvements. With its blend of space, comfort, and privacy, this property is a great opportunity to enjoy High Desert living.

Location

Apple Valley, San Bernardino County, CA 92307

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Listed by: Kristine Barsumyan · KT Realty Group, Inc.

Payment estimate

$3,072

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100

%
Principal & Interest
$2,206
Property tax (1.25%)
$416
Homeowners insurance
$300
Mortgage insurance
$150
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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