23930 Arroyo Park
Valencia, CA, 91355
$459,000
MLS: SR25233729
Beds
1
Baths
1
Sq Ft
786
Lot
14.76 ac
Year Built
1988
MLS #
SR25233729
Days on Market
140
Listed
Oct 10, 2025
Description
VA approved with an assumable VA loan! To our knowledge community is believed to be WARRANTABLE. This beautiful, move-in ready single-story townhome is located in the highly sought-after gated community of Las Ventanas in Valencia. Featuring an open-concept kitchen and living area with a peaceful view of the patio and greenbelt, this home combines comfort and convenience. The kitchen includes granite countertops and stainless-steel appliances, while the bedroom offers neutral carpet and the bathroom has been tastefully upgraded. Enjoy in-unit laundry, a new AC and furnace, and an attached one-car garage. Prime location—walking distance to the paseos, College of the Canyons, and Valencia Town Center, plus just a 2-minute drive to Henry Mayo Hospital, the 5 Freeway, restaurants, and shopping.
Location
Valencia, Los Angeles County, CA 91355
Open on Google Maps ↗Listed by: Chris Silva · Silva Realty
Payment estimate
$3,488
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,900 · Loan: $413,100
- Principal & Interest
- $2,538
- Property tax (1.25%)
- $478
- Homeowners insurance
- $300
- Mortgage insurance
- $172
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $16,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Valencia property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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