23943 Arroyo Park Drive 187
Valencia, CA, 91355
$450,000
MLS: SR26034844
Beds
1
Baths
1
Sq Ft
696
Lot
13.11 ac
Year Built
1986
MLS #
SR26034844
Days on Market
52
Listed
Feb 16, 2026
Description
This stunning home has an assumable FHA loan at a low interest rate! Ideally located within the desirable Arbor Park gated community in the heart of Valencia — which offers a peaceful retreat surrounded by beautifully maintained grounds. Enjoy serene views from both the front patio deck and back balcony, perfect for your morning coffee or evening sunsets! Inside, the open layout is enhanced by high ceilings with beautiful crown molding, which create a bright and spacious atmosphere throughout. The primary suite includes a spacious bedroom, large mirrored closets providing ample storage, and a bathroom with dual vanities and luxury hardware. The central fireplace, visible from the living room, dining area, kitchen, and bedroom, adds warmth to the entire home. The charming kitchen features granite countertops, stainless steel appliances, and recessed lighting, blending modern design with everyday functionality. The refrigerator, washer, and dryer are all included—making this home truly move-in ready! Every room enjoys peaceful neighborhood views. As a part of the Arbor Park, residents enjoy exclusive access to the community pool and spa, and benefit from the peace of mind of a gated entrance and convenient guest parking. The attached single-car garage provides extra storage and easy access. This home is just minutes from Shopping and Dining including; Granary Square, Valencia Town Center Mall, top-rated schools, medical and dental services, walking and biking paseos, Summit Park, the YMCA, College of the Canyons, and California Institute of the Arts. With FHA approval and No Mello Roos taxes, this condo offers exceptional value in one of Valencia’s most sought-after neighborhoods! Don’t miss your chance—schedule your showing today!
Location
Valencia, Los Angeles County, CA 91355
Open on Google Maps ↗Listed by: Parker Timm · Coldwell Banker Realty
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Valencia property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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