ActiveDuplex

243 E E. Olive Street

San Bernardino, CA, 92410

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$520,000

MLS: IG26006601

Beds

3

Baths

2

Sq Ft

1,490

Lot

0.15 ac

Year Built

1942

MLS #

IG26006601

Days on Market

85

Listed

Jan 11, 2026

Description

Fantastic Duplex opportunity in the heart of San Bernardino! This well-maintained property offers two separate units, making it ideal for owner-occupants or investors alike. The front unit features 2 bed/1 bath with approximately 798 sq ft of living space. It has been tastefully updated with fresh interior paint, new flooring, updated kitchen cabinets and countertops, and a recently renovated bathroom, creating a clean, modern feel throughout. The rear unit offers 1 bed /1 bath with approximately 692 sq ft, highlighted by a spacious living room and a functional layout that provides comfort and flexibility. This property presents endless possibilities live in one unit and rent the other, or add a strong income-producing asset to your portfolio. Conveniently located near shopping, dining, schools, and freeway access. A great opportunity you won’t want to miss!

Location

San Bernardino, San Bernardino County, CA 92410

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Listed by: Claudia Madrid · Tower Agency

Payment estimate

$3,912

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $52,000 · Loan: $468,000

%
Principal & Interest
$2,875
Property tax (1.25%)
$542
Homeowners insurance
$300
Mortgage insurance
$195
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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