639 N F
San Bernardino, CA, 92410
$519,999
Original list price: $529,999
MLS: CV26016113
Beds
4
Baths
2
Sq Ft
1,293
Lot
0.11 ac
Year Built
1914
MLS #
CV26016113
Days on Market
132
Listed
Feb 6, 2026
Description
Charming single-family residence offering 4 bedrooms and 1.5 bathroom with approximately 1,293 square feet of living space. This home sits on a 4,830 square foot lot and features a functional layout with spacious bedrooms and comfortable living areas. The property offers excellent potential for thoughtful updates and personalization, allowing the next owner to enhance its charm and appeal. Conveniently located on a residential street in San Bernardino with close proximity to schools, shopping, dining, and major transportation routes.
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: Johana Medina · RE/MAX TOP PRODUCERS
Payment estimate
$3,986
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,000 · Loan: $467,999
Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,949
- Property tax (1.25%)
- $542
- Homeowners insurance
- $300
- Mortgage insurance
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 18, 2026
- 30-year fixed
- 6.47%
- 15-year fixed
- 5.81%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92410 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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