2431 3rd Street 7
Santa Monica, CA, 90405
$1,475,000
MLS: 26842651
Beds
2
Baths
2
Sq Ft
1,265
Lot
0.18 ac
Year Built
1964
MLS #
26842651
Days on Market
13
Listed
Jun 3, 2026
Description
Welcome to your coastal retreat just steps from the beach. This beautifully updated 2-bedroom, 2-bathroom residence offers 1,265 square feet of light-filled living space with breathtaking ocean and sunset views. Upon entering, you're greeted by stunning beach views from the main living level, featuring an open-concept floor plan, recently remodeled kitchen, and spacious living and dining areas designed for effortless entertaining. Step outside to the expansive private and community deck to enjoy panoramic ocean views, cool sea breezes, and spectacular sunsets year-round. Both bathrooms have been tastefully updated, with one conveniently located on the main level and the second downstairs alongside the two bedrooms. Additional features include two tandem parking spaces and HOA dues that cover water and earthquake insurance. Ideally situated near the sand, local dining, shopping, and all the best of beachside living, this home offers the perfect blend of comfort, style, and location.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Carringten Zajac · Compass
Payment estimate
$11,648
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $147,500 · Loan: $1,327,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,408
- Property tax (1.25%)
- $1,536
- Homeowners insurance
- $300
- Mortgage insurance
- $553
- HOA dues
- $850
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $51,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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