2433 28th Street B
Santa Monica, CA, 90405
$1,675,000
Original list price: $1,775,000
MLS: 26856847
Beds
2
Baths
3
Sq Ft
1,770
Lot
0.55 ac
Year Built
1981
MLS #
26856847
Days on Market
26
Listed
Jul 8, 2026
Description
On the Historic Register of architectural landmarks in Santa Monica, and currently qualifying for Mills Act tax benefits, this sophisticated townhome offers an exceptional blend of style, light, and functionality. Soaring 20-foot ceilings and expansive windows fill the open-concept living, dining, and kitchen spaces with natural light. The updated kitchen features sleek Caesarstone countertops and premium appliances, seamlessly connecting to the home's entertaining spaces. A versatile loft provides the ideal setting for a home office, creative studio, or lounge opening to a private balcony and continuing to an expansive rooftop deck with city and mountain views. The lower level features two bedrooms and two full bathrooms, including a primary suite complete with a private patio. and garden area. Extensive renovations include hardwood floors, new bathrooms, an updated powder room, in-unit laundry, and a large walk-in closet. Two side-by-side parking spaces in a gated subterranean garage, and a dedicated storage room add to the list of special features. Ideally situated in Santa Monica's sought-after Sunset Park neighborhood, the residence is moments from the vibrant shops and restaurants of Pico Boulevard and Ocean Park, as well as Clover Park, Trader Joe's, local farmers markets, and the beach. A rare opportunity to enjoy iconic architectural design and coastal living in one of Santa Monica's most desirable communities.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Nicholas Spiro · Carolwood Estates
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$13,181
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $167,500 · Loan: $1,507,500
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,688
- Property tax (1.25%)
- $1,745
- Homeowners insurance
- $300
- Mortgage insurance
- $628
- HOA dues
- $820
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $58,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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