245 Sunset
Sugarloaf, CA, 92386
$345,000
MLS: CV26076928
Beds
2
Baths
2
Sq Ft
926
Lot
0.11 ac
Year Built
1979
MLS #
CV26076928
Days on Market
0
Listed
Apr 9, 2026
Description
Discover this charming 2-bedroom, 2-bathroom home located in picturesque Sugarloaf, minutes from the inviting waters of Big Bear Lake and the vibrant activities it offers, including swimming, fishing, and boating. The home's 926 sq ft offer an open floor plan where the kitchen and dining areas seamlessly flow into the living area, highlighted by a strikingly large fireplace that promises cozy evenings. The primary bedroom features its own ensuite bathroom, providing privacy and comfort, while the second bedroom has a sliding glass door that opens to a generously sized patio deck. Impressively, this home includes an above-ground hot tub, perfect for unwinding after a day on the slopes or trails, as skiing and hiking are conveniently nearby. The property is further enhanced by a fenced yard complete with two outbuildings ideal for storage needs, and a convenient laundry room located within the home. It is truly in move-in condition, ready for you to make it your own. Located within walking distance to parks and schools, and just a short drive to the enchanting Big Bear Village, this home combines the best of quiet comfort and exciting accessibility.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Rebecca Martinez · RE/MAX MASTERS REALTY
Payment estimate
$2,697
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,500 · Loan: $310,500
- Principal & Interest
- $1,908
- Property tax (1.25%)
- $359
- Homeowners insurance
- $300
- Mortgage insurance
- $129
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $12,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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