861 Kern Avenue
Sugarloaf, CA, 92386
$329,000
MLS: IG26072940
Beds
2
Baths
1
Sq Ft
760
Lot
0.06 ac
Year Built
1978
MLS #
IG26072940
Days on Market
0
Listed
Apr 5, 2026
Description
Spa Patio, Deck & Peaceful Upper-Street Location Near Trails~Positioned near the top of Kern Ave on one of the area’s most peaceful streets, 861 Kern Ave offers a sense of quiet seclusion while remaining incredibly close to scenic trail access. This 2-bedroom, 1 full bathroom home with approximately 760 square feet of living space is thoughtfully designed for both comfort and functionality. A brand new stackable washer and dryer adds convenience, while the efficient front deck creates an inviting space to relax and take in the surroundings. Off the primary bedroom, a newer patio with a spa accessed through a slider offers a private setting to unwind after time spent exploring the nearby trails. It’s a location that supports an active mountain lifestyle and connection to the surrounding landscape, while still providing the calm and privacy buyers are seeking in a Big Bear area property.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: GINA THOMAS · RE/MAX BIG BEAR
Payment estimate
$2,585
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,900 · Loan: $296,100
- Principal & Interest
- $1,819
- Property tax (1.25%)
- $343
- Homeowners insurance
- $300
- Mortgage insurance
- $123
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $11,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92386 (Sugarloaf) within ±10% of this home's price and size.
$298,000
573 Spruce
Sugarloaf, 92386
$299,000
306 Victoria Lane
Sugarloaf, 92386
$299,000
548 Moreno Lane
Sugarloaf, 92386
$299,999
396 Kern Avenue
Sugarloaf, 92386
$304,900
790 Pine Lane
Sugarloaf, 92386
$309,000
328 Wabash
Sugarloaf, 92386
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.