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861 Kern Avenue

Sugarloaf, CA, 92386

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$329,000

MLS: IG26072940

Beds

2

Baths

1

Sq Ft

760

Lot

0.06 ac

Year Built

1978

MLS #

IG26072940

Days on Market

130

Listed

Apr 5, 2026

Description

Spa Patio, Deck & Peaceful Upper-Street Location Near Trails~Positioned near the top of Kern Ave on one of the area’s most peaceful streets, 861 Kern Ave offers a sense of quiet seclusion while remaining incredibly close to scenic trail access. This 2-bedroom, 1 full bathroom home with approximately 760 square feet of living space is thoughtfully designed for both comfort and functionality. A brand new stackable washer and dryer adds convenience, while the efficient front deck creates an inviting space to relax and take in the surroundings. Off the primary bedroom, a newer patio with a spa accessed through a slider offers a private setting to unwind after time spent exploring the nearby trails. It’s a location that supports an active mountain lifestyle and connection to the surrounding landscape, while still providing the calm and privacy buyers are seeking in a Big Bear area property.

Location

Sugarloaf, San Bernardino County, CA 92386

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Listed by: GINA THOMAS · RE/MAX BIG BEAR

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$2,671

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $32,900 · Loan: $296,100

%

Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$1,905
Property tax (1.25%)
$343
Homeowners insurance
$300
Mortgage insurance
$123
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 13, 2026

30-year fixed
6.67%
15-year fixed
5.96%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $11,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 92386 (Sugarloaf)within ±10% of this home's price and size.

Local Market Stats

See Sugarloaf, CA 92386 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.