Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

2457 Vista Del Monte

Acton, CA, 93510

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$865,000

MLS: SR26044761

Beds

4

Baths

3

Sq Ft

2,371

Lot

0.94 ac

Year Built

1988

MLS #

SR26044761

Days on Market

23

Listed

Mar 25, 2026

Description

Rare Offering! Highly sought-after 4-bedroom, 3-bathroom Pool home set on a truly captivating property in the prestigious Vista Del Monte tract of Acton! Light and bright, with vaulted ceilings, this home offers the perfect combination of designated and open space. The living room overlooks the charming front yard and is adjacent to the formal dining room. The spacious kitchen has abundant storage, a garden window overlooking the picturesque backyard and breakfast nook. The cozy family room has a stately fireplace beckoning you to unwind. The Primary bedroom feels like a retreat. The adjoining bathroom has dual sinks, soaking tub, separate shower, with walk-in and sliding mirrored closets. Cool off and enjoy a refreshing night swim, as the primary bedroom offers direct access to the sparkling swimming pool. Three more well appointed bedrooms offer room for the family, guests or remote office space. Outdoors, there are 2 distinct levels of fun. The main level features a lush yard, a secure fenced pool, and a covered patio, perfect for hosting summer barbeques and outdoor gatherings. Ascend the stairs to the second level, where equestrians will find corrals, an arena, tackroom, with separate access for trail riding. This remarkable home is truly a must-see! New interior paint and flooring, convenient RV parking, reliable county water, well-maintained paved roads, and easy access to both the freeway and Metro, this home is the perfect blend of country and city.

Location

Acton, Los Angeles County, CA 93510

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Listed by: Kelly Collette · HomeSmart Evergreen Realty

Payment estimate

$6,309

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $86,500 · Loan: $778,500

%
Principal & Interest
$4,783
Property tax (1.25%)
$901
Homeowners insurance
$300
Mortgage insurance
$324
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Acton home with as little as 3.5% down using an FHA loan — roughly $30,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93510 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Acton. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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