249 Cedar Lane
Sugarloaf, CA, 92314
$365,000
MLS: HD25196475
Beds
3
Baths
2
Sq Ft
1,320
Lot
0.11 ac
Year Built
1961
MLS #
HD25196475
Days on Market
70
Listed
Sep 24, 2025
Description
PRICED TO SELLl!! Welcome to this charming home with fantastic curb appeal, nestled in a sunny, level location. Step inside to a freshly painted open kitchen with a breakfast bar, perfect for casual dining or entertaining. The living room offers a cozy wood stove and flows seamlessly into the dining area, creating an inviting space for gatherings. On the main level, you’ll find a convenient bedroom and full bath, along with a laundry area for added ease. Upstairs, two oversized bedrooms each feature their own private balconies—ideal for enjoying morning coffee or evening sunsets. A versatile loft and another full bathroom with newer flooring and updated finishes complete the upper level. The fully fenced and gated yard provides peace of mind and plenty of space, with three storage sheds to keep everything organized. You’ll love the quiet street, west-facing entrance, and matching balconies at both the front and back of the home. This 3rd bedroom plus loft home is the perfect fit whether you’re looking for a full-time residence or a pride-of-ownership getaway.
Location
Sugarloaf, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Andrea Bergin · Realty ONE Group Empire
Payment estimate
$2,835
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,500
- Principal & Interest
- $2,018
- Property tax (1.25%)
- $380
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Only large teams outsell Mike Watson · Keller Williams Realty
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