1040 Sierra Avenue
Big Bear, CA, 92314
$339,000
MLS: 219145527PS
Beds
2
Baths
2
Sq Ft
1,102
Lot
0.12 ac
Year Built
1990
MLS #
219145527PS
Days on Market
4
Listed
Mar 29, 2026
Description
Discover your wonderful mountain retreat with this spacious 2-bedroom, 2-bathroom home, full of charm and inviting curb appeal. Inside, you'll find brand-new flooring throughout and a cozy brick fireplace--perfect for staying warm on chilly winter nights. Lots of big windows for an abundance of light. Step outside and enjoy not one, but two expansive decks, ideal for relaxing, entertaining, or soaking in the fresh mountain air. The fully fenced property offers ample parking and plenty of space. In the backyard, two large sheds equipped with electricity provide excellent opportunities for storage, hobbies, or creative projects. Don't miss your chance to make this mountain dream home your reality--schedule your private showing today!
Location
Big Bear, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Vicki Cummings · Keller Williams Big Bear Lake Arrowhead
Payment estimate
$2,655
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,900 · Loan: $305,100
- Principal & Interest
- $1,875
- Property tax (1.25%)
- $353
- Homeowners insurance
- $300
- Mortgage insurance
- $127
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $11,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92314 (Big Bear) within ±10% of this home's price and size.
$320,000
447 W Meadow
Big Bear City, 92314
$324,900
728 W Aeroplane
Big Bear City, 92314
$325,000
45371 5th Street
Big Bear, 92314
$329,000
727 Elysian Boulevard
Big Bear, 92314
$339,500
326 E Country Club
Big Bear City, 92314
$339,900
800 C Lane
Big Bear City, 92314
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.