250 Settlers
Upland, CA, 91786
$725,000
MLS: CV26007695
Beds
4
Baths
3
Sq Ft
1,972
Lot
0.08 ac
Year Built
2000
MLS #
CV26007695
Days on Market
73
Listed
Jan 16, 2026
Description
This charming 4-bedroom, 2.5-bathroom home is situated in a desirable gated Upland community, offering security and a community pool. Step inside to a cozy living room with a fireplace and enjoy modern updates like brand new quartz countertops in the kitchen and primary bathroom. The low-maintenance backyard features an Alumawood patio cover, perfect for relaxing, while the 2-car garage and well-kept landscaping complete this turn-key property. Newer HVAC System, and close to the guest parking! Enjoy the best of both worlds with a serene setting just minutes from Downtown Upland's popular shops, dining, and seasonal festivities.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Carlos Silva · KELLER WILLIAMS REALTY COLLEGE PARK
Payment estimate
$5,336
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,500 · Loan: $652,500
- Principal & Interest
- $4,009
- Property tax (1.25%)
- $755
- Homeowners insurance
- $300
- Mortgage insurance
- $272
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $25,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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