2510 4th Street A
Santa Monica, CA, 90405
$849,000
MLS: 26668829
Beds
2
Baths
1
Sq Ft
899
Lot
0.33 ac
Year Built
1925
MLS #
26668829
Days on Market
15
Listed
Mar 26, 2026
Description
Welcome to 2510 4th Street, a rare 1920s condo in prime Ocean Park, Santa Monica, tucked within a lush, private garden-style community just a few blocks from the sand. Set all the way in the back of the property and quietly off the street along a path shaded by mature trees, flowering foliage, and greenery, this unit offers exceptional privacy and a peaceful, storybook setting, the beach lifestyle epitomized. The sense of quiet enhances the feeling of retreat, while incredible natural light and ocean breezes flow throughout. A welcoming wooden front porch with a swinging bench sets the tone, perfect for slow mornings or relaxing evenings. Inside, the home is filled with warmth and character, featuring original hardwood floors throughout, crown molding, high ceilings, and beautifully updated windows that fill the space with natural light. The living area feels bright and inviting, while a classic archway leads to a separate, private dining nookcreating a distinct space for dining framed by charming windows. The two-bedroom, one-bath layout offers great closet space and an easy, functional flow. The kitchen blends vintage appeal with everyday convenience, complete with tiled countertops, a Viking oven, and timeless details. Within a unique enclave of bungalows surrounded by lush landscaping and open space, each home feels like its own retreat. Enjoy close proximity to Main Street's shops, restaurants, and cafes, with convenient access to Rose Avenue and Abbott Kinney, and just moments to the beach bike pathperfect for embracing the best of Santa Monica beach living.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Michael Pines · The Condo Experts
Payment estimate
$6,198
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,900 · Loan: $764,100
- Principal & Interest
- $4,695
- Property tax (1.25%)
- $884
- Homeowners insurance
- $300
- Mortgage insurance
- $318
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $29,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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