2641 4th Street 6
Santa Monica, CA, 90405
$775,000
MLS: 26667413
Beds
1
Baths
1
Sq Ft
762
Lot
0.13 ac
Year Built
1966
MLS #
26667413
Days on Market
27
Listed
Mar 20, 2026
Description
Experience coastal living at its finest in this beautiful, light-filled 1-bedroom, 1-bath condo. This spacious home features warm bamboo flooring throughout and a bright kitchen complete with sleek countertops, stylish lighting, and quality finishes perfect for both everyday living and entertaining. The generously sized bedroom offers comfort and tranquility, while the cozy fireplace creates an inviting atmosphere in the living area. Natural light pours in, enhancing the home's bright and airy feel. Ideally located in a highly sought-after neighborhood, this charming residence is just blocks from the beach. Enjoy easy access to the sand, as well as a short stroll to vibrant Main Street, known for its trendy restaurants, cafes, and boutique shopping. You're also just minutes from the iconic Abbot Kinney Boulevard. Situated in a small, well-maintained building, this condo offers both charm and convenience.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Jonathan Pearson · Douglas Elliman
Payment estimate
$5,683
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,500 · Loan: $697,500
- Principal & Interest
- $4,286
- Property tax (1.25%)
- $807
- Homeowners insurance
- $300
- Mortgage insurance
- $291
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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