2516 W 164th Street
Torrance, CA, 90504
$1,029,999
Original list price: $1,039,000
MLS: TR26140349
Beds
3
Baths
1
Sq Ft
1,070
Lot
0.14 ac
Year Built
1951
MLS #
TR26140349
Days on Market
17
Listed
Jul 14, 2026
Description
Charming renovated home with permitted plans for future addition. Welcome to the sunny city of Torrance Ca. With a lazy beach town feel and mild weather year round torrance boasts some of the best sunsets on the west coast.. Torrance school systems boast a 9/10 rating for Middle and Highschool levels of education This home has been renovated with todays modern touches in mind. This cozy 3 bedroom 1 bath home offers a open floor plan, a kithen with plenty of cabinet space and indoor washer dryer hookups. Also their is central heat and air, a new electric panel and much more. The exterior has bee fitted wirh a new pergola and bbq. The AC and electric panel both are large enough load and wattage wise to handle any future additions. . The home will come with approved permitted plans to extend to a 4/3 1620 sq ft. And also a home warranty for one year. Additional features: eco friendly landscape. Space for adu. Organic garden.patio area. New gates and railing. Backyard retreat. Organic vegetables. Welcome Home!
Location
Torrance, Los Angeles County, CA 90504
Open on Google Maps ↗Listed by: Jonathan Minerick · Homecoin.com
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,722
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $103,000 · Loan: $926,999
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,963
- Property tax (1.25%)
- $1,073
- Homeowners insurance
- $300
- Mortgage insurance
- $386
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $36,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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