2549 N Lugo
San Bernardino, CA, 92404
$479,900
Original list price: $449,900
MLS: CV26154550
Beds
3
Baths
1
Sq Ft
1,080
Lot
0.19 ac
Year Built
1939
MLS #
CV26154550
Days on Market
13
Listed
Jul 15, 2026
Description
New kitchen, new flooring, new windows, new bathroom, new interior and exterior paint. Welcome to 2549 N Lugo Ave, a stunning, fully renovated single-story home in San Bernardino that is turnkey and ready for you to move right in! Boasting 3 comfortable bedrooms and a beautifully updated bathroom, every inch of this single-level property has been modernized to feature a bright living space with brand-new flooring, energy-efficient windows, and fresh interior and exterior paint. You will love cooking in the completely redesigned kitchen, equipped with sleek new countertops and contemporary cabinetry. Complete with a spacious garage and an expansive, private backyard that offers endless potential for outdoor entertaining, this home perfectly combines stylish modern comfort with fantastic curb appeal.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Sahar Moghadam · ALIGN HOMES
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,764
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,990 · Loan: $431,910
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,784
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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