259 Victoria
Sugarloaf, CA, 92386
$599,900
MLS: IG26027717
Beds
3
Baths
3
Sq Ft
1,620
Lot
0.12 ac
Year Built
2025
MLS #
IG26027717
Days on Market
52
Listed
Feb 12, 2026
Description
Modern mountain living meets thoughtful design in this fully reimagined Sugarloaf home, complete with a stunning new addition. The exterior welcomes you with a 10-foot covered porch featuring a cedar ceiling and elegant lighting, a durable presidential roof, and an impressive 12-foot covered carport supported by glulam beams, providing ample space for multiple vehicles, boats, or an RV. Inside, the open-concept main level showcases European white oak flooring and a striking dual wood-burning and gas fireplace that anchors the living space. The kitchen is designed for both style and function, offering a spacious 7-foot island, quartz countertops, soft-close white oak cabinetry with under-cabinet lighting, and premium THOR and Bosch appliances, including a 6-burner range, wall oven, and air fryer. A tiled mudroom entry, French-door side access, powder room, laundry room with imported Italian tile, and additional storage beneath the stairs add everyday convenience. The primary suite serves as a private retreat with a walk-in closet, beautifully finished bath with Italian tile, and double sliding doors opening to the backyard. Throughout the home, modern upgrades include new insulation, energy-efficient dual-pane windows, recessed LED lighting, and a NEST-controlled central heating and cooling system. Knotty alder interior doors with metal hardware and quality finishes throughout complete this stylish, functional mountain escape.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: RACHAEL SMITH · RE/MAX BIG BEAR
Payment estimate
$4,467
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,990 · Loan: $539,910
- Principal & Interest
- $3,317
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $20,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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