25948 Gardner
Loma Linda, CA, 92354
$735,000
MLS: PW26151546
Beds
4
Baths
2
Sq Ft
1,644
Lot
0.19 ac
Year Built
1980
MLS #
PW26151546
Days on Market
21
Listed
Jul 11, 2026
Description
Beautifully remodeled 4-bedroom, 2-bath home located in a quiet and established Loma Linda neighborhood. Updated within the last two years, this move-in ready property features a versatile office area, spacious living spaces, and an enclosed patio with washer and dryer hookups. The large yard offers plenty of room for outdoor entertaining, gardening, play areas, or future possibilities. The converted garage studio offers a private entrance and its own bathroom, providing flexible space for guests, extended family, or a home office. Conveniently located near shopping, dining, schools, and hospitals, this home combines comfort and functionality in one desirable package. Buyer and Buyer's Agent are advised to independently verify all information pertaining to the property, including but not limited to square footage, lot size, dimensions, permits, schools, and any other material facts. Seller and Seller's Agent do not guarantee or warrant the accuracy of the information provided.
Location
Loma Linda, San Bernardino County, CA 92354
Open on Google Maps ↗Listed by: Jazmin Sandoval · J. Elite Realtors
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,592
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,500 · Loan: $661,500
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,251
- Property tax (1.25%)
- $766
- Homeowners insurance
- $300
- Mortgage insurance
- $276
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $25,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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