261 S Muscott
San Bernardino, CA, 92410
$550,000
MLS: BB26068088
Beds
2
Baths
1
Sq Ft
939
Lot
0.56 ac
Year Built
1934
MLS #
BB26068088
Days on Market
3
Listed
Mar 30, 2026
Description
Beautifully remodeled and move-in ready, this charming 2-bedroom, 1-bath single-family residence offers approximately 939 square feet of living space on an expansive 24,000 + square foot (0.56-acre) lot in San Bernardino . This home blends classic character with modern upgrades, making it ideal for both owner-occupants and investors. The interior features a functional layout with bright living areas, an updated kitchen, and comfortable bedrooms. The property also includes an attached storage shed, providing additional utility and convenience for tools, equipment, or potential workspace needs. What truly sets this property apart is the oversized lot, offering exceptional development potential. With over half an acre of land, buyers may explore the opportunity to utilize California SB9 (Senate Bill 9) to split the lot and build additional units or create a multi-home investment compound (buyer to verify with the city). This makes the property highly attractive for investors, developers, or those looking to maximize long-term value. Conveniently located in San Bernardino near major freeways, schools, and local amenities, this property combines immediate livability with future upside. A rare opportunity to own a large-lot property with redevelopment potential in a growing market.
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: Omar Bardumyan · Keller Williams Real Estate Services
Payment estimate
$4,121
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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