26201 Cumberland Road
Tehachapi, CA, 93561
$545,000
MLS: 26002956
Beds
4
Baths
3
Sq Ft
2,508
Lot
11.34 ac
Year Built
1983
MLS #
26002956
Days on Market
12
Listed
Apr 14, 2026
Description
Stunning turn-key, move-in ready two-story home nestled in the scenic beauty of Bear Valley Tehachapi! This expansive 4-bedroom, 2.5-bath residence offers over 2,500 sq ft of thoughtfully designed living space on 11.34 acres of peaceful, private land. Step inside to soaring vaulted ceilings, abundant natural light, and a warm, inviting atmosphere highlighted by two cozy fireplaces and a blend of carpet and laminate flooring throughout. The beautifully appointed kitchen features granite countertops, ample cabinetry, and a functional layout perfect for everyday living and entertaining. Step outside to enjoy both a front and back deck--ideal for soaking up the sun, unwinding, and taking in breathtaking views of the surrounding rolling hills and natural landscape. Large windows throughout the home frame the scenery and flood the space with sunlight, creating a bright and uplifting environment. Whether you're a first-time buyer, looking to upgrade, or searching for the perfect vacation retreat, this home offers space, comfort, and tranquility all in one. Opportunities like this don't come often--submit your offer before it's gone!
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Demery Windom · Keller Williams Realty A.V.
Payment estimate
$3,972
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,500 · Loan: $490,500
- Principal & Interest
- $3,014
- Property tax (1%)
- $454
- Homeowners insurance
- $300
- Mortgage insurance
- $204
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $19,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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