26613 Cumberland Lane
Helendale, CA, 92342
$309,000
MLS: HD26057784
Beds
3
Baths
2
Sq Ft
1,560
Lot
0.21 ac
Year Built
1999
MLS #
HD26057784
Days on Market
4
Listed
Mar 20, 2026
Description
3BR/2BA home in Silver Lakes in Helendale. 1,560 sq ft on 9,100 sq ft lot. Gas fireplace, covered patio, 2-car garage. Built 1999. HOA golf, lakes, pool. This 3 bedroom, 2 bathroom single family home in the Silver Lakes community of Helendale offers 1,560 square feet of living space on a 9,100 square foot lot. Built in 1999 and well maintained, the property includes a two car attached garage, indoor laundry, and a covered backyard patio designed for comfortable everyday living. The main living area is open from the kitchen and features a gas fireplace and direct access to the covered patio, creating a natural extension between indoor and outdoor space. The kitchen and bathrooms include tile flooring, while the bedrooms feature carpet. The layout supports both daily routines and casual gatherings, with a spacious living room that opens to the backyard. Recent updates include interior and exterior paint completed within the past three years and a water heater installed approximately 1.5 years ago. The home also offers side yard access, a backyard storage shed, and landscaped front and rear yards. The backyard is fully fenced for privacy and includes a covered patio ideal for outdoor seating or dining. Silver Lakes is a planned community offering a wide range of recreational amenities. Residents have access to a championship golf course, lakes for boating and fishing, community pool and spa, pickleball courts, fitness center, library, and community center. The HOA fee is $235 per month. The property is located in Helendale with convenient access to the Victor Valley region while offering a community-centered recreational lifestyle.
Location
Helendale, San Bernardino County, CA 92342
Open on Google Maps ↗Listed by: Charlotte Volsch · Volsch Enterprises, Inc.
Payment estimate
$2,446
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,900 · Loan: $278,100
- Principal & Interest
- $1,709
- Property tax (1.25%)
- $322
- Homeowners insurance
- $300
- Mortgage insurance
- $116
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Helendale home with as little as 3.5% down using an FHA loan — roughly $10,815 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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