26959 Silver Lakes
Helendale, CA, 92342
$320,000
MLS: HD23222575
Beds
3
Baths
2
Sq Ft
1,467
Lot
0.17 ac
Year Built
1987
MLS #
HD23222575
Days on Market
6
Listed
Dec 15, 2023
Description
This 3-bedroom home has great bones and is looking for the perfect new owner who will bring the interior back to life! The exterior was recently painted, and the front yard was professionally landscaped for you to enjoy the desert sunsets. The rod iron double gates on the side of the home will not only lead you to the detached golf cart garage with plenty of room for storage, but also the oasis of a backyard complete with a jacuzzi hot tub! Ownership of this home gives you all the right to Silver Lakes Association amenities which include a: Beautiful 27-hole Championship Golf Course, North & South Lakes each with beach areas and parks, Clubhouse with a banquet room, Swimming pool, Gym, Tennis, Pickleball, and Bocce ball courts, and the Equestrian Center for boarding horses. The community also features an RV park and RV and boat storage facilities.
Location
Helendale, San Bernardino County, CA 92342
Open on Google Maps ↗Listed by: Dawn Kelley · Keller Williams High Desert
Payment estimate
$2,523
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,000 · Loan: $288,000
- Principal & Interest
- $1,770
- Property tax (1.25%)
- $333
- Homeowners insurance
- $300
- Mortgage insurance
- $120
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Helendale home with as little as 3.5% down using an FHA loan — roughly $11,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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