26620 Modoc
Lake Arrowhead, CA, 92352
$475,000
MLS: OC26023313
Beds
3
Baths
3
Sq Ft
1,775
Lot
0.18 ac
Year Built
1991
MLS #
OC26023313
Days on Market
74
Listed
Feb 1, 2026
Description
Welcome to this inviting mountain retreat offering privacy, views, and coveted lake rights. The entry level opens into a comfortable living room that flows into the dining area and kitchen—perfect for everyday living and entertaining. All three bedrooms are located downstairs, including two full bathrooms on the lower level, providing a functional and private layout. A convenient half bath is located on the mid level. The home also features an additional oversized family room, ideal for gatherings, game nights, or a cozy media space. Enjoy panoramic mountain and tree views from this peaceful setting, tucked away on a private road with no through traffic. Additional highlights include a two-car attached garage and close proximity to Lake Arrowhead Country Club. A wonderful opportunity for full-time living or a mountain getaway with lake privileges.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Lorena Salazar · Real Innovate Realty
Payment estimate
$3,600
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
- Principal & Interest
- $2,627
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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