26652 Silver Lakes
Helendale, CA, 92342
$349,900
MLS: HD26055181
Beds
3
Baths
2
Sq Ft
1,663
Lot
0.19 ac
Year Built
1990
MLS #
HD26055181
Days on Market
20
Listed
Mar 31, 2026
Description
Welcome to the lifestyle community of Silver Lakes! This home sits directly across from the water on South Lake, offering a great opportunity for buyers looking to create their own lake-area retreat. With a little vision and TLC, this property could truly shine. Whether you're a first-time buyer looking to build sweat equity or an investor searching for your next project, this home presents incredible potential in a highly desirable location. The property features a spacious backyard perfect for entertaining, relaxing, or creating your own outdoor oasis. A golf cart garage provides convenient storage for cruising around the community and enjoying all that Silver Lakes has to offer. Additional features include a soft water system, a water basin in the large garage, and solar on the home that will need to be assumed by the buyer. Living in Silver Lakes means access to resort-style amenities including a 27-hole championship golf course, two private lakes for boating and fishing, parks, walking paths, tennis courts, and more. Don’t miss this opportunity to own a home in this unique waterfront community and make it your own!
Location
Helendale, San Bernardino County, CA 92342
Open on Google Maps ↗Listed by: Dawn Kelley · Keller Williams High Desert
Payment estimate
$2,731
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,990 · Loan: $314,910
- Principal & Interest
- $1,935
- Property tax (1.25%)
- $364
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Helendale home with as little as 3.5% down using an FHA loan — roughly $12,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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