2681 Valencia Avenue
San Bernardino, CA, 92404
$750,000
MLS: CV26023797
Beds
3
Baths
4
Sq Ft
3,226
Lot
0.47 ac
Year Built
1947
MLS #
CV26023797
Days on Market
72
Listed
Feb 2, 2026
Description
This property features a main home and a back house, offering plenty of space and flexibility. The back house includes an open room with a bathroom and shower, perfect for guests, a studio, or a private workspace. Inside the main home, you'll find a living room with a fireplace, a dining room, and a kitchen with an eating area, and plenty of cabinet and counter space. A den with a fireplace and built-in shelves provides a cozy place to unwind. The living room opens through French doors to a spacious game room with a bar and sink, built-in entertainment center, ceiling fan, and French doors leading to the backyard. The primary suite includes its own private bathroom, and another bathroom with a shower is conveniently located near the front bedroom. The laundry area is located in the detached garage. Another bonus is that the Solar panels are paid off. Outside, you’ll find a pool with a spa, a covered patio, and a basketball court perfect for gatherings and outdoor fun. The circular driveway provides plenty of parking and easy access, all set on an expansive 20,400 sqft lot. This home offers room to relax, entertain, and make lasting memories.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Ariana Rios · CENTURY 21 PRIMETIME REALTORS
Payment estimate
$5,510
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $75,000 · Loan: $675,000
- Principal & Interest
- $4,147
- Property tax (1.25%)
- $781
- Homeowners insurance
- $300
- Mortgage insurance
- $281
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Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $26,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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