2682 34th Street
Santa Monica, CA, 90405
$2,600,000
MLS: AR25177980
Beds
3
Baths
3
Sq Ft
2,458
Lot
0.16 ac
Year Built
1979
MLS #
AR25177980
Days on Market
249
Listed
Aug 15, 2025
Description
This well maintained 3-bedroom and 2.5-bath home blends timeless charm with modern comfort. A private gated walkway leads to a welcoming step-down living room with vaulted wood-beam ceilings and a fireplace, flowing into a formal dining room that opens to a sunny patio. The custom kitchen features maple cabinetry, granite countertops, breakfast bar, triple sink, double ovens, and dishwasher, and connects seamlessly to a spacious family room with fireplace and French doors opening to a lush, private backyard with plenty of sunshine. The generous master suite offers a cozy retreat, fireplace, walk-in closet, and a spa-like bath tub, separate shower, and dual vanities. Two additional bedrooms, a laundry room, forced-air heating, and an attached two-car garage complete the home. Ideally located north of Ocean Park Blvd, just moments from local shops, restaurants, and the beach.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Jim Hung · CA Dreamer Investment Inc.
Payment estimate
$18,361
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $260,000 · Loan: $2,340,000
- Principal & Interest
- $14,377
- Property tax (1.25%)
- $2,708
- Homeowners insurance
- $300
- Mortgage insurance
- $975
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $91,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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