27026 Reef Lane
Helendale, CA, 92342
$550,000
MLS: SR26165933
Beds
4
Baths
3
Sq Ft
2,055
Lot
0.22 ac
Year Built
2023
MLS #
SR26165933
Days on Market
3
Listed
Aug 6, 2026
Description
Experience the ultimate in lakefront living! This stunning newer 4 bedroom, 3 bathroom waterfront home showcases contemporary design, upscale finishes, and breathtaking views, offering an exceptional lifestyle in a serene setting. Perfectly positioned on a tranquil lakefront lot, the property features direct water access and picturesque scenery right from your backyard. Step inside to an open concept floor plan filled with natural light, soaring ceilings, and thoughtfully selected designer finishes throughout. The gourmet kitchen is beautifully appointed with quartz countertops, stainless steel appliances, abundant cabinetry, and generous prep space, flowing seamlessly into the spacious living and dining areas. Expansive windows and sliding glass doors lead to the oversized rear deck, creating the perfect space for indoor-outdoor entertaining or simply unwinding while taking in the tranquil lake views. The luxurious primary suite offers a private retreat complete with a spa inspired en-suite bathroom, walk-in shower, and spacious walk-in closet. Three additional bedrooms and two well appointed bathrooms provide a thoughtfully designed layout with plenty of space for family, guests, or a home office. Additional highlights include an attached 2-car garage and solar panels. Whether you're searching for a full time residence, vacation getaway, or investment opportunity, this exceptional lakefront home offers the perfect blend of luxury, comfort, and beauty.
Location
Helendale, San Bernardino County, CA 92342
Open on Google Maps ↗Listed by: Hampik Shahinian · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,505
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $55,000 · Loan: $495,000
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,191
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
- HOA dues
- $235
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Helendale home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Helendale, CA 92342 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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