$699,900
MLS: SR26150975
Beds
3
Baths
4
Sq Ft
1,800
Lot
0.71 ac
Year Built
2021
MLS #
SR26150975
Days on Market
3
Listed
Aug 3, 2026
Description
Very RARE 3.1% interest rate assumable VA loan! Welcome Home to modern luxury living! 3-bedroom, 2.5-bath tri-level townhome in Valencia by FivePoint. So many amenities! Your downstairs features a spacious 2-car garage with direct access and a built-in EV charger. Your first floor includes the formal entry, where you will immediately be greeted by modern finishes. Downstairs includes a desirable bedroom and full bathroom, perfect for in-laws and/or guests! On the next level, you'll find the heart of your home. This is where the memories are made. Open layout, high ceilings, and lots of natural light make this area feel like home. The open layout makes this the perfect area to entertain or spend time with family and friends. Your living room and kitchen are sizeable and include an adjacent dining room. Off of your living room, you'll find a gorgeous balcony, which is great for morning coffee with a view! On the top floor, you'll find your sizeable primary suite featuring a walk-in closet, walk-in shower, and dual sink vanity. Further down the hallway will be your large laundry room, and your third bedroom featuring an en-suite bathroom. Your top floor is bright and airy, and a great place to escape the stress of the day. The HOA amenities are abundant!. Confluence Park is a 6.4-acre recreation hub with 3 pools — including a junior Olympic lap pool — spa, cabanas, an outdoor fire pit, picnic areas and cooking stations, community gardens, and a 3,700-square-foot clubhouse. Dog stations and miles of walking and biking trails stitch the neighborhoods together, and the Valencia Farmers Market runs every Sunday morning. Students attend Rancho Pico Junior High and West Ranch High School in the William S. Hart district. Westfield Valencia Town Center, area golf courses, Six Flags Magic Mountain, and I-5 access are minutes away. Don't wait! Some photos have been digitally altered.
Location
Valencia, Los Angeles County, CA 91381
Open on Google Maps ↗Listed by: Robin Aimaq · Keller Williams VIP Properties
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,702
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $69,990 · Loan: $629,910
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,048
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
- HOA dues
- $363
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $24,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Valencia property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Valencia, CA 91381 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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