27048 State Highway 189
Blue Jay, CA, 92317
$415,000
MLS: IG26083933
Beds
3
Baths
1
Sq Ft
991
Lot
0.24 ac
Year Built
1923
MLS #
IG26083933
Days on Market
2
Listed
Apr 18, 2026
Description
1923 Blue Jay vintage cabin backing to protected forest. Full of original charm and thoughtfully updated over the years, this 3-bedroom mountain retreat sits on a quarter-acre lot in a prime location less than a quarter mile from Blue Jay shops and restaurants and about half a mile to the lake. Features include an updated kitchen with Bosch dishwasher, updated full bath with original tub, updated plumbing and electrical, refurbished stone fireplace, and original refinished hardwood floors. The expanded downstairs bedroom accommodates a triple bunk bed plus a single bed, with two additional bedrooms upstairs. Recent improvements include interior and exterior paint, newer blinds, updated light fixtures selected to match the cabin’s vintage character, added corner cabinets, newer Trex front patio, umbrella solar lights, and firepit. Detached original deep single-car garage with stone walls provides great storage. A newer guest house on the side plateau offers space for up to 3 guests or flexible use as a storage structure. Set among mature cedar and pine trees, with access to nearby hiking trails and street-side parking for 3–4 cars, this furnished mountain getaway captures the charm of early Lake Arrowhead living.
Location
Blue Jay, San Bernardino County, CA 92317
Open on Google Maps ↗Listed by: Steven Keefe · COLDWELL BANKER SKY RIDGE REALTY
Payment estimate
$3,183
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500
- Principal & Interest
- $2,295
- Property tax (1.25%)
- $432
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Blue Jay home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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