2720 Arctic Drive
Pine Mountain Club, CA, 93222
$299,999
MLS: SR26080334
Beds
2
Baths
1
Sq Ft
1,284
Lot
0.26 ac
Year Built
1980
MLS #
SR26080334
Days on Market
1
Listed
Apr 14, 2026
Description
Time to head to this quant family mountain cabin. This 2-bed, 1-bath, 1284 square foot cabin comes fully furnished and ready to accommodate all your family fun. This charming cabin offers a unique mountain living experience with beautiful views. The spacious deck is perfect for family time, playing games, barbecuing, or just lounging and soaking in the picturesque views of the mountains. Stay cozy in the winter with the wood-burning fireplace. Recent upgrades include new counter tops, kitchen sink, stove, and refrigerator. As a member of the Pine Mountain Club Property Owners Association, you'll have access to a wealth of amenities including an Olympic-style pool, spa, tennis/pickleball courts, a USGA Rated 9-hole golf course, basketball and volleyball courts, horse stables, parks, and extensive hiking and biking trails. Pine Mountain Club is a paradise for outdoor enthusiasts and wildlife lovers, offering an active and fulfilling lifestyle in a breathtaking natural setting! HOA Amenities included: Clubhouse, Sport Court, Dog Park, Golf Course, Meeting Room, Management, Outdoor Cooking Area, Other Courts, Picnic Area, Playground, Pickleball, Pool, Pet Restrictions, Pets Allowed, Recreation Room, Spa/Hot Tub, Tennis Court(s), Trail(s), Trash Listing terms: Cash, Cash to New Loan, Conventional, FHA, VA Loan
Location
Pine Mountain Club, Kern County, CA 93222
Open on Google Maps ↗Listed by: Shari Smith · Archer Real Estate & Investments
Payment estimate
$2,384
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,000 · Loan: $269,999
- Principal & Interest
- $1,659
- Property tax (1.25%)
- $312
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pine Mountain Club home with as little as 3.5% down using an FHA loan — roughly $10,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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