ActiveSingleFamilyResidence

27292 Maritime

Helendale, CA, 92342

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$395,000

MLS: HD26053049

Beds

3

Baths

3

Sq Ft

1,763

Lot

0.11 ac

Year Built

2004

MLS #

HD26053049

Days on Market

37

Listed

Mar 12, 2026

Description

Enjoy the Silver Lakes lifestyle in this well-located 3-bedroom, 2-bath home offering 1,763 square feet of living space on a quiet street directly across from North Lake. From your front yard, you’ll enjoy peaceful lake views and the relaxing atmosphere that makes this community so desirable. Step inside to a spacious living area highlighted by dramatic 24-foot ceilings, creating an open and airy feel with abundant natural light. The home offers a comfortable layout with plenty of room for everyday living or a weekend retreat. This property also features dual A/C units for efficient heating and cooling (separate systems for upstairs and downstairs), a water softener system, and convenient RV parking. The backyard includes fruit trees and grape vines, adding charm and the opportunity to enjoy your own small garden harvest. Living in Silver Lakes means access to incredible community amenities including two private lakes for boating and fishing, a 27-hole golf course, swimming pool, tennis courts, pickleball courts, parks, beaches, and clubhouse activities. If you've been searching for an affordable home near the lake with incredible community amenities, this property is one you won’t want to miss.

Location

Helendale, San Bernardino County, CA 92342

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Listed by: Dawn Kelley · Keller Williams High Desert

Payment estimate

$3,044

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,500 · Loan: $355,500

%
Principal & Interest
$2,184
Property tax (1.25%)
$411
Homeowners insurance
$300
Mortgage insurance
$148
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Helendale home with as little as 3.5% down using an FHA loan — roughly $13,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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