ActiveSingleFamilyResidence

27550 North Bay Road

Lake Arrowhead, CA, 92352

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$1,700,000

MLS: OC26097449

Beds

5

Baths

4

Sq Ft

2,728

Lot

0.30 ac

Year Built

1969

MLS #

OC26097449

Days on Market

4

Listed

May 5, 2026

Description

Experience elevated mountain living in this beautifully curated Lake Arrowhead retreat, where expansive, long lake views take center stage from multiple levels of the home. Thoughtfully positioned to capture the view, the main living area opens to a spacious deck overlooking the water, while the lower level including the guest suite and media room with kitchenette continues to showcase the same stunning perspective. Even the garage enjoys a glimpse, a rare detail that speaks to how well the home was sited. Designed with a quiet luxury aesthetic, the interiors offer warm, inviting spaces, expansive windows, and a seamless indoor-outdoor flow that keeps the lake as a constant backdrop. Natural light highlights refined finishes and creates a sense of calm throughout. The layout offers flexibility for both personal use and hosting, with distinct living areas that provide comfort and privacy for guests. Whether enjoying mornings on the deck or evenings overlooking the water, every space is designed to feel elevated and effortless. Situated on a private enclave of just three homes, the property offers a rare sense of privacy and ease, with level entry and direct access from the garage, highly desirable features in this setting. Additional highlights include a spa overlooking the lake, multiple outdoor living areas, and an oversized garage. Located in a desirable Lake Arrowhead setting with convenient access to the lake, village, and year-round recreation, this home blends lifestyle, design, and location. Recent improvements include major system upgrades and enhancements, including dual-zone HVAC with air conditioning, a whole-house Generac generator, tankless water heater, targeted roof updates and new gutters, improved drainage, upgraded decking with glass railings, and interior updates including flooring, appliances, and custom finishes. For those considering part-time use or investment, the property has demonstrated strong short-term rental performance, offering the potential to offset ownership while enjoying the home. A rare combination of panoramic lake views, thoughtful design, and versatility. This is mountain living at its finest.

Location

Lake Arrowhead, San Bernardino County, CA 92352

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Listed by: Olga Buendia · Keller Williams Realty

Payment estimate

$12,389

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $170,000 · Loan: $1,530,000

%
Principal & Interest
$9,681
Property tax (1.25%)
$1,771
Homeowners insurance
$300
Mortgage insurance
$638
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Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $59,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.